Military & Veteran home resources
New orders. A first home. A move after service. You don’t have to figure out every part at once.
Start here for useful questions, clear next steps, and official resources. We can help with the real-estate side in San Antonio and the Hill Country.
For active-duty service members, Veterans, National Guard, Reserve members, and military families.
01 / PCS & Military Moves
A permanent change of station can put several decisions on the same calendar. Arriving here or preparing to leave, start by making the housing questions visible.
Write down your reporting date, possible arrival window, current housing commitments, and who needs to be involved in decisions. Separate confirmed dates from estimates. Military OneSource’s Plan My Move can build a checklist around your move and family’s needs.
Plan My MoveFor a move into San Antonio or the Hill Country, start with your actual duty location, commute, and household priorities. JBSA has multiple installations. Its housing office provides local guidance and directs service members to seek counseling before signing a housing contract.
Joint Base San Antonio housingConsider how long you expect to stay, cash needed upfront, repairs, and the cost of a future sale. A short timeline does not make buying the automatic answer. Compare the tradeoffs with your lender or financial counselor before choosing a direction.
CFPB: deciding when to buyWe help with buying and selling. Your installation, transportation office, and official military resources handle orders, household-goods moves, benefits, and reimbursements. Bring us the home questions; take official relocation requirements to the responsible office.
02 / VA Home Loan
A VA-backed purchase loan comes from a private lender. VA guarantees part of the loan, which can make favorable terms possible for eligible buyers. Credit, income, occupancy, and property requirements still apply.
Explore the official VA Home Loan programYou may be eligible based on qualifying service and circumstances. VA’s requirements include distinct paths for active-duty service members, Veterans, National Guard, and Reserve members, with some qualifying exceptions and surviving-spouse provisions. Check the criteria that match your service; RRG cannot determine eligibility.
A Certificate of Eligibility confirms eligibility for the benefit to your lender. You can request it through VA; a lender may also be able to obtain it for you. Required records depend on your service history. A COE is one part of the application, not loan approval.
Entitlement describes the VA loan guaranty available to your lender. It is not the amount you can borrow. Your lender still reviews your finances and the property, and remaining entitlement can affect a down payment. Have your lender explain the figures on your COE.
A down payment may not be required in some cases; that does not mean there are no closing costs. A one-time VA funding fee may apply, with exemptions for qualifying circumstances. Ask your lender to explain your Loan Estimate, cash needed to close, and any fee exemption.
A VA appraisal addresses value and minimum property requirements. A home inspection looks for defects and gives you information about the home’s condition. VA recommends an inspection. Discuss both, along with contract protections and deadlines, before you commit.
Prior use does not necessarily end the benefit. Restoring used entitlement depends on VA requirements, including what happened to the earlier loan and home. Remaining entitlement may also be available. Ask VA and your lender to review your situation before planning another purchase.
The real-estate side
We help with the home search or sale, property questions, offers, negotiations, and the real-estate steps toward closing. We help you understand the transaction and keep the conversation moving.
The financing decision
A private lender reviews credit, income, and other lending requirements, explains loan terms and costs, arranges the appraisal, and decides whether to approve and fund the loan.
The benefit & its requirements
VA determines eligibility for the benefit, administers entitlement and program requirements, and guarantees a portion of a qualifying VA-backed loan. The loan still comes from your lender.
This is general educational information. RRG is a real-estate team, not a lender or VA representative. Eligibility, loan approval, costs, and property acceptance depend on applicable requirements and individual circumstances. Confirm the details with VA and your lender.
Back to topics03 / Veteran Resources
A short list of official resources, chosen for the questions that come with a home, a move, or life in Texas. Go directly to the agency for current requirements and help with your situation.
Understand your home benefit
The official starting point for VA loan types, eligibility, COE requests, and homeownership guidance.
A home that fits your needs
VA’s eligibility and application guidance for housing grants for certain service-connected disabilities.
Find support in Texas
An official state hub connecting you to the Texas Veterans Commission, Veterans Land Board, service records, and other government resources.
Get oriented around San Antonio
Housing guidance for Fort Sam Houston, Lackland, and Randolph, including installation-specific starting points.
Organize a military-family move
Military OneSource’s customizable moving checklist and connections to installation relocation assistance.
When mortgage payments get difficult
VA’s guidance on contacting your servicer and finding help from a VA loan technician. Reach out early if you are having trouble paying.
Sources reviewed .
Independent resources. No government affiliation or endorsement is implied.
Back to topicsMike & Natalie Evans
Mike served as an infantry Marine from 2005 to 2009. That is part of RRG’s story. So is the belief that no one should have to carry a complicated move alone.
Tell us where you are in the process. We’ll start with the real-estate questions in front of you.
Talk with Mike & Natalie